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Advice about insurance protection plans

Read more about what plans are available to protect both you and your family should the worst happen

This Guide is supplied for general information only. Please contact us for specific advice for your individual circumstances before acting on any suggestions made.

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  •  What type of protection plans are available?

    There are various types and mixes of protection plans available. The main types are designed to protect the policyholder and their family in the event of:

    1.  Death -  life assurance, term assurance or whole of life insurance 

    2. Accident or illness -  Critical illness cover, Permanent Health Insurance, Personal Accident, Sickness and Unemployment insurance, and Mortgage Payment Protection insurance.

So what is LIFE ASSURANCE?

The subject of life assurance is more complex and more interesting than you may realise. You can obtain simple policies that protect your loved ones in the event that you or your partner should die. But you can also use related policies to provide some investable value for future years. Read more in our LIFE QUOTES section.

How can you protect financial loss following ACCIDENTS OR ILLNESS?

This area of protection planning is more focused on your personal or family needs should you become ill or suffer an accident that prevents you from maintaining your income. There are additional policies that cover certain periods of unemployment.  Read more in our INCOME PROTECTION section.


Before making any decisions about what cover you need...

why not speak to us about your requirements. We can offer you a FREE initial consultation 

No selling - No obligation - No charge

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For more information about insurance protection and financial advice, read our informative FIVE STEP GUIDE:

Five steps




Winston Financial Planning Ltd is an appointed representative of Virtual Net (Europe) PLC which is authorised and regulated by the Financial Services Authority (FSA). Virtual Net (Europe) PLC is entered on the FSA register (www.fsa.gov.uk/register/) under reference 209569 The information contained in this web site is for general information only and should not be construed as financial, investment or tax advice. The guidance contained within this website is subject to the UK Regulatory regime and is therefore primarily restricted to consumers based in the UK. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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